Urgently require Mortgage Underwriters with a minimum of 1 year of experience.
नौकरी का विवरण
1.Calculate income, knows to handle all complexities of different types of income calculation
2.Review credit, understand the policies around credit review & risks associated with it
3.Collateral review, has extensive knowledge about the comparable review, subject property review & exceptions associated with it
4.Assets review, analysis of risks associated with it
5.Other compensating factors revolving around disclosures, general risks associated with a loan file
6.Thorough income calculation Salaried income, business income, retired, other income and rental income
Complete review of Collateral and property valuation
7.Effectively and quickly communicate any areas of concern with a loan file to mentors/supervisors
8.Responsible for Credit and Income documenting all decisions to ensure each underwritten file meets the company’s credit quality criteria and individual loan product guideline
9.Maintain compliance with all company policies and procedures – follow the standard income and assets calculator, fill the required tools and correctly documents the findings
10.worked on Qualification ratio calculations (debt-income ratio, housing expense income ratio, loan value ratio, income) Calculated assets & reserves, Reviewed loans based on agency guidelines, Reviewed Collateral (Appraisal/Title/Insurance)
Desired Candidate Profile
1.Minimum a year experience in Underwriting
2.Should be well versed in 3 C's of Underwriting and good exposure in Mortgage domain.
3.Good communication skills
नौकरी के प्रकार
कार्य अनुभव (वर्ष में)
1 - 3
Embassy Golf Links Office in Bangalore.